Author Topic: Any advice on bike insurance?  (Read 2499 times)

Offline Dutchy

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Any advice on bike insurance?
« on: June 11, 2015, 03:56:25 PM »
Hey lads
Am looking to insure my bikes. The AA doesnt cover bikes that are used in competition. Anyone have any suggestions for who I can talk to?

Cheers
Hans

Offline Paul

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Re: Any advice on bike insurance?
« Reply #1 on: June 11, 2015, 04:19:26 PM »
have a look at these

http://www.cyclesure.ie/


Offline Jimmy Mr Excuses

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Re: Any advice on bike insurance?
« Reply #2 on: June 11, 2015, 10:09:50 PM »
Hey lads
Am looking to insure my bikes. The AA doesnt cover bikes that are used in competition. Anyone have any suggestions for who I can talk to?

Cheers
Hans

Bikes being used in competition is so often a misunderstood clause. What they actually mean is that the bike is not covered while you are racing it, ie you're lashing down an Enduro stage and you smack into a tree which results in snapping the bike. They don't mean that if you race them they are not covered. This is the idea behind the underwriters clause however is usually misunderstood by the agents on the floor and I would push back on them for exact meaning and look for it to be referred to a manager. I have done this before and got it on cover. I have always got the bikes covered under the house insurance as a listed item and they are covered for accidental damages as well as theft regardless if its in the house/shed or not. Try Alliance,123.ie or even FBD

Offline lunka01

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Re: Any advice on bike insurance?
« Reply #3 on: June 11, 2015, 11:13:11 PM »
ha same issue got bike covered under house AVIVA also got quotation from FBD and also wasnt a problem. (not covered outside house) howevere car cover covers that under content
pawel j.